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Citi Bank Checking Account Bonus: Earn $325 When You Open a New Account

Citi Bank Checking Account Bonus: Earn $325 When You Open a New Account

Overview of the Offer

Citi is currently offering new checking account customers a $325 cash bonus when opening a qualifying account. This limited-time promotion is designed to reward customers who set up direct deposits and maintain their account in good standing.

To qualify, you must:

  • Open a new Citi Regular Checking account by the promotional deadline.
  • Complete two or more qualifying direct deposits within the first 90 days.
  • Ensure that the combined total of those deposits is at least $3,000.

Once the requirements are met, the $325 bonus will be credited to your account within 90–120 days.


Why This Bonus Is Worth Considering

  • Generous Cash Reward: A $325 bonus is a strong incentive compared to many other checking account offers.
  • Straightforward Requirements: Only two qualifying direct deposits are required, making this easier than many competing offers.
  • Flexible Eligibility: This offer is available to new customers who have not had a Citi checking account within the past 12 months.

Important Details to Keep in Mind

  • Account Standing: The account must remain open and in good condition until the bonus is posted.
  • Tax Reporting: The bonus will be treated as interest income and reported on a 1099-INT.
  • Time-Sensitive Offer: The promotion is only available for a limited period, so opening the account sooner ensures you don’t miss out.

Final Thoughts

For those looking to switch banks or open an additional account, Citi’s $325 checking bonus is an excellent opportunity. With clear requirements and a competitive payout, it’s a practical way to put extra money in your pocket while enjoying the benefits of a Citi checking account.

👉 Click here to sign up for your new Citi Checking Account and claim your $325 bonus.

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