Best Airline Transfer Bonuses & Sweet Spots
If you’re holding on to transferable points like Chase Ultimate Rewards, Citi ThankYou Points, or Capital One Miles, September 2025 is the perfect time to convert them into airline miles. With multiple transfer bonuses live, you can book premium flights for fewer points than ever before.
What Are Transfer Bonuses?
Normally, credit card points transfer to airline partners at a 1:1 ratio. But when a transfer bonus is offered, you’ll get extra miles. For example, a 25% bonus means 100,000 card points become 125,000 airline miles. This gives you free extra value—perfect for luxury redemptions.
Current Airline Transfer Bonuses
| From Program | To Airline | Bonus | Expiration |
|---|---|---|---|
| Chase Ultimate Rewards | Flying Blue (Air France/KLM) | 20% | Sept 30, 2025 |
| Capital One | Virgin Atlantic Flying Club | 30% | Oct 1, 2025 |
| Capital One | Japan Airlines (JAL) | 30% | Oct 22, 2025 |
| Citi ThankYou Points | Turkish Airlines Miles&Smiles | 50% | Oct 18, 2025 |
| Citi ThankYou Points | Virgin Atlantic Flying Club | 30% | Oct 18, 2025 |
| Citi ThankYou Points | Avianca LifeMiles | 25% | Oct 18, 2025 |
| Citi ThankYou Points | Qatar Airways Privilege Club (Avios) | Up to 40% | Oct 15, 2025 |
Best Sweet Spots to Redeem
- Chase UR → Flying Blue (20%): U.S.–Europe business class for ~42k points one-way.
- CapOne → Virgin Atlantic (30%): ANA First Class to Japan roundtrip for ~85k points.
- CapOne → JAL (30%): JAL First Class to Tokyo for ~54k points.
- Citi TYP → Turkish (50%): U.S.–Europe business for only 30k points!
- Citi TYP → Virgin (30%): Delta One Suites to Europe for ~39k points.
- Citi TYP → LifeMiles (25%): Star Alliance biz to Europe for ~50k points.
- Citi TYP → Qatar Avios (40%): QSuites to Doha for ~50k points.
How to Maximize Transfer Bonuses
- Confirm award availability before transferring points.
- Calculate post-bonus totals to know exactly how many points you need.
- Transfer during the promotion window—most transfers are instant, but not all.
- Book quickly to lock in rates and avoid devaluations.
Pro Tips
- Never transfer unless you’re ready to book.
- Watch out for fuel surcharges (LifeMiles and Turkish are safer).
- Transfer only what you need—keep flexibility for other trips.
Final Thoughts
These airline transfer bonuses are a powerful way to stretch your points further. Whether it’s flying ANA First Class, Turkish Business, or Qatar QSuites, now is the time to book.
