If you focus on maximizing rewards and increasing the return on your everyday spending, this limited-time Rakuten opportunity is worth reviewing. Currently, you can earn 100X American Express Membership Rewards® points or Bilt Rewards points — or receive 100% cash back — when signing up for an Incogni subscription through Rakuten.
This essentially allows you to earn points at approximately 1 cent per point, which can be strong value if you typically redeem transferable points for premium flights or high-value hotel stays.
What’s the Offer?
When you access Incogni through Rakuten as a new customer, you may qualify for one of the following:
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100% cash back on your first subscription payment
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100X Amex Membership Rewards or Bilt points per dollar spent
For travelers who value transferable points above 1 cent each, this can be an efficient way to quickly grow a points balance.
How to Take Advantage of This Deal
Follow these steps carefully:
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Sign up or log in to Rakuten
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Search for the Incogni promotion within the Rakuten portal.
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Click through Rakuten before completing your purchase.
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Subscribe as a new Incogni customer.
Avoid using external coupon codes, as they may invalidate portal rewards.
Why This Matters for Points and Miles Enthusiasts
Transferable currencies like American Express Membership Rewards and Bilt Rewards provide flexibility and strong redemption potential, including:
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Business and first-class award flights
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Premium hotel stays
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Airline and hotel transfer partners
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Promotional transfer bonuses
Opportunities to generate a significant number of transferable points from a single subscription purchase are uncommon. Alternatively, choosing 100% cash back effectively offsets your initial cost.
Final Thoughts
Promotions like this are not frequent, especially at this earning level. If you are working toward a specific redemption goal or simply want to maximize cash back and rewards, this Rakuten offer may be worth considering.

