Earn Up to $400 with the New PNC Checking Account Bonus
If you’ve been thinking about opening a new checking account, PNC Bank has rolled out a limited-time bonus that makes it worth your attention. By opening a PNC Virtual Wallet® checking account and meeting simple requirements, you can qualify for a cash bonus of up to $400.
How the Bonus Works
PNC offers three bonus tiers depending on how much you set up in qualifying direct deposits within the first 60 days:
- $100 bonus for at least $500 in direct deposits
- $200 bonus for at least $2,000 in direct deposits
- $400 bonus for at least $5,000 in direct deposits
Once the requirements are met, the bonus is typically paid to your account within 60–90 days.
What Counts as a Qualifying Deposit?
Qualifying direct deposits generally include payroll, pension, or government benefit payments like Social Security. Keep in mind that transfers from other bank accounts, ATM deposits, or mobile deposits do not count toward the requirement.
Benefits of a PNC Virtual Wallet Account
Beyond the welcome bonus, opening a PNC Virtual Wallet account gives you access to:
- A unique three-part system: Spend (checking), Reserve (short-term savings), and Growth (long-term savings) all in one.
- Nationwide convenience with thousands of branches and tens of thousands of ATMs.
- Helpful digital tools including mobile check deposit, online bill pay, account alerts, and debit card security features.
Important Details
- The promotion is only available for new checking customers. If you’ve recently had a PNC consumer checking account or received a similar bonus within the past couple of years, you may not qualify.
- The account must be opened and funded during the promotional period, and direct deposits should be set up quickly to ensure eligibility.
Why This Offer Stands Out
Many banks offer new-account bonuses, but PNC’s tiered system gives flexibility for different income levels. Whether you want an easy $100 or are in a position to go for the full $400, this promotion is a strong way to make your money work harder while gaining access to a feature-rich banking platform.
Ready to Claim Your Bonus?
Open your account today and take advantage of this limited-time offer:
👉 Sign Up for a PNC Checking Account Here
