Unlock Up to $1,000 with Capital One’s Latest Business Checking Offer
Capital One is currently running a lucrative promotion for new business checking account holders. If you’re eligible, you can earn up to $1,000 simply by opening a Basic or Enhanced Business Checking account. Here’s how it works:
- Offer Details
Open a Basic or Enhanced account with promo code Q3BONUS1000 by 11:59 p.m. ET on September 15, 2025, and complete the required steps to qualify.(Doctor Of Credit) - Eligibility Requirements
You must already have a Capital One Business credit card for at least 90 days and must be logged in during the application process.(Doctor Of Credit) - Bonus Tiers
- $500 bonus: Deposit $5,000–$29,999 (from an external source) within 30 days, maintain that end-of-day balance for at least 60 days during the first 90 days, and complete 10 qualifying electronic transactions (ACH, wire, or remote deposit).(Doctor Of Credit)
- $1,000 bonus: Deposit at least $30,000 (external funds) within 30 days, maintain minimum $30,000 end-of-day balance for 60 days, plus same 10 qualifying transactions within 90 days.(Doctor Of Credit)
- Bonus Delivery
Capital One will post the bonus to your new checking account within 45–60 days after you complete all requirements. It will also be reported to the IRS via Form 1099-INT.(Doctor Of Credit) - Account Features & Fee Waivers
- Basic Checking: $15 monthly fee, waived with a $2,000 average balance over 30 or 90 days. Access to 70,000+ no-fee ATMs, unlimited digital transactions, free ACH, and mobile deposits.(Capital One, North One)
- Enhanced Checking: $35 monthly fee, waived with a $25,000 average balance over 30 or 90 days. Includes unlimited digital transactions, free incoming wires, five free outgoing domestic wires per month, and up to two Basic Checking accounts with no fees.(Capital One, North One)
Why This Business Checking Offer Is Worth Your Attention
- Significant bonus opportunity: Up to $1,000 for meeting balance and transaction criteria.
- Digital-first banking: Handle ACH, mobile deposits, and vendor payments from a unified platform.
- Flexible fee waiver options: Simple balances make monthly fees avoidable.
- Robust ATM access: Withdraw cash with no fees at thousands of ATMs nationwide.
- Streamlined application process: Online opening, especially with an existing Capital One Business credit card.
Ready to Get Started?
If this sounds like the right move for your business, check your eligibility and apply now using the promo code Q3BONUS1000 by September 15, 2025.
Sign up here: Open a Capital One Business Checking Account
Quick Summary
| Feature | Basic Checking | Enhanced Checking |
|---|---|---|
| Monthly Fee | $15 (waived with $2,000 balance) | $35 (waived with $25,000 balance) |
| Transactions | Unlimited digital payments and deposits | Same, plus more features |
| ATM Access | 70,000+ fee-free ATMs | Same |
| Wire Transfers | Standard fees apply | Free incoming; 5 free outgoing domestic |
| Promotional Bonus | Up to $1,000 (with qualifying balance + activity) | Same, when opening Enhanced Checking |
